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Catherine Favara, REALTOR®, real estate agent and broker for Brooklyn New York home listings, property and land for sale - NUMBER1EXPERT(tm)
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Real Estate Tips
Tax Considerations >Beneficial Tax Laws

American tax law offers a significant capital gains tax exemption that allows taxpaying homeowners to unlock home equity and end the spiraling cycle of "investing up." First-time buyers enjoy expanded rules for Individual Retirement Accounts (IRA) and 401(k) plans, rules that allow penalty-free withdrawals to purchase a home.

Every two years, married sellers of principal residences who file joint federal income tax returns are allowed a $500,000 exclusion ($250,000 for singles) from capital gains tax. For sales that took place after May 6, 2003, the maximum capital gains tax rates for profits above the exclusion dropped from 20% to 15% for higher income taxpayers, and from 10% to 5% for lower income taxpayers.

Homeowners can now consider several new options. People who find themselves at an empty-nester stage (no children at home) in a four or five bedroom home with a large equity have been able to unlock their equity dollars, using the income to help their children buy a first home, take a luxury cruise, remodel the house or purchase a second home for vacation or retirement.

Consult your tax advisor for advice regarding your particular circumstance.

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Real Estate Trivia
Q 
What acclaimed house built of stone, concrete, and glass is built over a waterfall?

A 
Fallingwater in Mill Run, PA, built by architect Frank Lloyd Wright, is one of the most-visited homes in the U.S.
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Catherine Favara, REALTOR®, real estate agent and broker for Brooklyn New York home listings, property and land for sale - NUMBER1EXPERT(tm)

Catherine Favara
Coldwell Banker- Mid Plaza

3041 Ave U.
Brooklyn, NY. 11229
718-646-3600
Fax: 718-743-2700
Email: msbrooklynre@NUMBER1EXPERT.com
Email: midplaza@aol.com

Catherine Favara is one of the Top Agents in the Borough of Brooklyn. She has over 24 years proven track record! Experienced assistants work exclusively for Cathy to provide SUPERIOR SERVICE! State of the art computer technology allows Cathy to provide fast efficient service to her clients. SPECIALIZING IN: Marketing of Residential Properties, Relocation Director, Conservator & Executor of Estates, Foreclosure & Short Sales, Overseer of all Real Estate Transactions. TITLES AND CERTIFICATIONS: 2007 President of Women’s Council of Realtors, Brooklyn Chapter 2009 President Elect for Women’s Council of Realtors, New York State 2004 Realtor Associate of the Year 2009 Vice President of Brooklyn Board of Realtors GRI & CRS Designations **President’s Elite** 1996-2007 Certified Relocation Director Mike Ferry Superstar Program

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